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Payment infrastructure for your suppliers.

We unlock liquidity inside your trade flows — suppliers gain better cash flow, you accumulate savings on every transaction. 100% control. 100% growth.

Request a pilotSee how it works
stockonspot — daily digest

29 Apr · 09:00 — 4 ready to approve

Earned today: €1,840

Acme Components GmbH

INV-4117

€332 · 1.8%
Approve

Northwind Logistics

INV-4119

€95 · 1.2%
Approve

Vega Steel SA

INV-4124

€718 · 2.1%
Approved

Helix Plastics

INV-4131

€695 · 1.6%
Approve
Approve all pendingOne click
Last 90 days

342 supplier payments

Acceptance
78%
Avg days early
11

ONE PROGRAM · BOTH SIDES

Built around the trade between you and your suppliers.

stockonspot only works when both sides win. Buyers stay in control of every flow. Suppliers see the rate upfront and decide each time — pull cash earlier, or wait for the original due date.

FOR BUYERS

Deploy capital across your supplier network. On your terms.

stockonspot sits on top of your existing payment process as the payment layer for your suppliers. You set the rules. You approve every flow. You accumulate savings on every transaction — without changing your bank, your ERP, or your team's workflow.

  • Embedded into your existing website — no third-party portal for your suppliers
  • Earn above your cost of capital on every supplier payment
  • Become the partner your suppliers prioritize over your peers

No setup fee. No subscription. We earn only when you do.

FOR SUPPLIERS

Liquidity on your invoices, when you need it.

When one of your buyers runs stockonspot, you gain optional liquidity on the invoices they've already approved. The rate is shown upfront on every flow — take cash earlier or wait for the original due date. Your call, every time.

  • Transparent rate, shown upfront on every flow
  • Your buyer authorises every flow in advance
  • You're paid through your buyer's normal process

Always optional. Pass on any flow and receive the full invoice on the original due date.

HOW IT WORKS

Three steps. No new vendors, no new accounts, no extra work for your team.

Your website hosts the supplier portal. Suppliers draw on approved invoices. You approve in one click.

  1. 01BUYER

    Your website becomes your suppliers' portal.

    We add a branded portal to your existing site where your suppliers manage their invoices and draw liquidity. Plug and play — no integration API needed, only 10 min and your website is ready.

    acme.com/suppliers
    ACMEHelp · Contact
    ACMEINDUSTRIAL CO.

    Welcome back

    Enter the 6-digit code we sent to
    john@northwind.com

    842
    Powered by stockonspot
  2. 02SUPPLIER

    Suppliers draw liquidity, whenever they need it.

    Whenever cash flow gets tight or an opportunity comes up, your suppliers can pull liquidity from any invoice you've already approved. They choose which, when, and how often. The rate is shown upfront. Optional, every time. AI is what turns this from a portal into a margin engine.

    acme.com/suppliers

    Acme Inc.

    Your open invoices

    5 open · 1 requested
    • INV-4117€18,420

      Due in 14 days

      Request
    • INV-4119€7,900

      Due in 9 days

      Pending
    • INV-4124€34,210

      Due in 21 days

      Request
    • INV-4131€6,950

      Paid 27 Apr

      Paid

    Always free. Request whenever you need it.

  3. 03BUYER

    You approve. We handle the rest.

    Each request lands in your daily review. One click confirms. stockonspot deploys the capital, your supplier receives their cash, and you accumulate the savings. A liquid supplier and a financial return — both at once.

    stockonspot — daily review

    29 Apr · 4 requests

    €1,840 earned
    • Acme Components GmbH€18,420
    • Northwind Logistics€7,900
    • Vega Steel SA€34,210
    • Helix Plastics€6,950

    We handle the rest

    1. ✓Supplier requests
    2. 2You approve
    3. 3stockonspot finances
    4. 4Supplier paid

PRICING

We earn when you earn.

No subscription. No setup fee. No minimums. We share in the value the program creates for you — and only when an offer is accepted.

See the working capital hidden inside your supplier flows.

30-day pilot. We model stockonspot against your real supplier base and show you exactly which suppliers would draw, what you would earn, and what your team would need to do.

Request a pilot

QUESTIONS

Answered before you ask.

  • Confirming and factoring move credit risk to a financier in exchange for fees written on your credit. stockonspot is different: it sits on top of your existing payment process as a payment layer for suppliers you've already approved. No new credit lines. No factoring contracts. You stay the payer of record on the original invoice and the original due date.